There are many details to be considered when meeting the Schengen visa travel insurance requirement before you take flight on your planned trip. Most European embassies now require travelers to have a travel insurance policy before applying for a travel visa.
What is the Schengen Visa
The Schengen visa is a visa that allows a traveler to enter into any of the 26 Schengen countries. It is required by the embassies upon arrival of the traveler. A person must meet all the Schengen visa travel insurance requirement needs in order to enter the specific countries.
What are the Schengen Embassies
The Schengen Embassies are an area made of 26 European countries that have abolished passport and other types of international border control. The embassies basically function as a single country for international travel purposes and have a common visa policy for travelers, known as the Schengen visa travel insurance requirement. The area is named from the Schengen Agreement.
The countries included are Austria, Belgium, Czech republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania,, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, Liechtenstein.
Schengen Travel Insurance Requirements
Schengen travel insurance requirement must include several features. The policy must have a medical evacuation and repatriation coverage of at minimum $30,000 Euro. The travel insurance company is required to have a representative office in Europe. The traveler’s policy must also be valid for the length of travel in the Schengen country of destination.
Additional Needs to Meet Schengen Visa Travel Insurance Requirement
Travelers wishing to meet the Schengen visa travel insurance requirement must also have additional documentation from the travel insurance company to comply with standard regulations. The Schengen embassies also require a letter from the travel insurance agency in which the insurance was purchased from.
Who has to Purchase Schengen Visa Travel Insurance
Non-U.S. citizens who are traveling to any of the Schengen area embassies for less than 90 days in one trip need to have and meet the Schengen visa travel insurance requirement. Those who will need Schengen visa travel insurance are visitors of the countries, business travelers, tourists, group tourists and students. Even travelers who are only staying a short period of time will need a Schengen visa, even exchange students and college students.
Benefits of Schengen Visa Travel Insurance
In addition to entering any of the Schengen embassies, the Schengen visa travel insurance also protects travelers during trips in the event of an unexpected illness, medical emergency or accident. Policies also cover expenses related to repatriation for medical reasons, medial needs and emergency treatment or death.
Check with Embassy About Additional Requirements
Beyond the standard Schengen visa travel insurance requirement, each embassy may have an additional insurance requirement that needs to be met. Be sure to consult with your insurance provider and the specific embassy of your destination to ensure you are meeting all requirements in your travel insurance policy.